LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,416
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,580
−HK$1,182/mo
Today · 4.125%
HK$39,762
baseline
▲ 0.50% · 4.625%
HK$42,182
+HK$2,420/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,524/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,625
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,741
−HK$1,133/mo
Today · 4.125%
HK$43,874
baseline
▲ 0.50% · 4.625%
HK$46,187
+HK$2,313/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,748/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,899
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,296
−HK$1,419/mo
Today · 4.125%
HK$47,715
baseline
▲ 0.50% · 4.625%
HK$50,618
+HK$2,903/mo
Deposit HK$6.56M · loan HK$9.85M · min. income ≈ HK$95,430/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,950
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,290
−HK$1,359/mo
Today · 4.125%
HK$52,649
baseline
▲ 0.50% · 4.625%
HK$55,424
+HK$2,775/mo
Deposit HK$6.56M · loan HK$9.85M · min. income ≈ HK$105,298/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,383
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,012
−HK$1,655/mo
Today · 4.125%
HK$55,667
baseline
▲ 0.50% · 4.625%
HK$59,055
+HK$3,388/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,334/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,275
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,838
−HK$1,586/mo
Today · 4.125%
HK$61,424
baseline
▲ 0.50% · 4.625%
HK$64,661
+HK$3,237/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,848/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,349
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,444
−HK$2,128/mo
Today · 4.125%
HK$71,572
baseline
▲ 0.50% · 4.625%
HK$75,927
+HK$4,355/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,144/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,925
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,935
−HK$2,038/mo
Today · 4.125%
HK$78,973
baseline
▲ 0.50% · 4.625%
HK$83,136
+HK$4,163/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,946/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,329 · Scale 2, in force from 26 Feb 2026)