LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,421
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,585
−HK$1,183/mo
Today · 4.125%
HK$39,768
baseline
▲ 0.50% · 4.625%
HK$42,187
+HK$2,419/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,536/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,630
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,747
−HK$1,133/mo
Today · 4.125%
HK$43,880
baseline
▲ 0.50% · 4.625%
HK$46,193
+HK$2,313/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,760/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,905
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,302
−HK$1,419/mo
Today · 4.125%
HK$47,721
baseline
▲ 0.50% · 4.625%
HK$50,625
+HK$2,904/mo
Deposit HK$6.56M · loan HK$9.85M · min. income ≈ HK$95,442/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,957
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,296
−HK$1,360/mo
Today · 4.125%
HK$52,656
baseline
▲ 0.50% · 4.625%
HK$55,431
+HK$2,775/mo
Deposit HK$6.56M · loan HK$9.85M · min. income ≈ HK$105,312/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,389
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,019
−HK$1,656/mo
Today · 4.125%
HK$55,675
baseline
▲ 0.50% · 4.625%
HK$59,062
+HK$3,387/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,350/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,283
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,846
−HK$1,586/mo
Today · 4.125%
HK$61,432
baseline
▲ 0.50% · 4.625%
HK$64,670
+HK$3,238/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,864/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,358
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,453
−HK$2,129/mo
Today · 4.125%
HK$71,582
baseline
▲ 0.50% · 4.625%
HK$75,937
+HK$4,355/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,164/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,935
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,945
−HK$2,038/mo
Today · 4.125%
HK$78,983
baseline
▲ 0.50% · 4.625%
HK$83,147
+HK$4,164/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,966/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,408 · Scale 2, in force from 26 Feb 2026)