LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,422
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,586
−HK$1,182/mo
Today · 4.125%
HK$39,768
baseline
▲ 0.50% · 4.625%
HK$42,188
+HK$2,420/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,536/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,631
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,748
−HK$1,132/mo
Today · 4.125%
HK$43,880
baseline
▲ 0.50% · 4.625%
HK$46,193
+HK$2,313/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,760/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,906
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,303
−HK$1,419/mo
Today · 4.125%
HK$47,722
baseline
▲ 0.50% · 4.625%
HK$50,626
+HK$2,904/mo
Deposit HK$6.56M · loan HK$9.85M · min. income ≈ HK$95,444/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,957
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,297
−HK$1,359/mo
Today · 4.125%
HK$52,656
baseline
▲ 0.50% · 4.625%
HK$55,432
+HK$2,776/mo
Deposit HK$6.56M · loan HK$9.85M · min. income ≈ HK$105,312/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,390
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,020
−HK$1,655/mo
Today · 4.125%
HK$55,675
baseline
▲ 0.50% · 4.625%
HK$59,063
+HK$3,388/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,350/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,284
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,847
−HK$1,585/mo
Today · 4.125%
HK$61,432
baseline
▲ 0.50% · 4.625%
HK$64,671
+HK$3,239/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,864/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,359
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,454
−HK$2,129/mo
Today · 4.125%
HK$71,583
baseline
▲ 0.50% · 4.625%
HK$75,938
+HK$4,355/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,166/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,936
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,946
−HK$2,039/mo
Today · 4.125%
HK$78,985
baseline
▲ 0.50% · 4.625%
HK$83,148
+HK$4,163/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,970/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,417 · Scale 2, in force from 26 Feb 2026)