LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,422
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,586
−HK$1,183/mo
Today · 4.125%
HK$39,769
baseline
▲ 0.50% · 4.625%
HK$42,189
+HK$2,420/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,538/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,632
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,748
−HK$1,133/mo
Today · 4.125%
HK$43,881
baseline
▲ 0.50% · 4.625%
HK$46,194
+HK$2,313/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,762/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,907
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,304
−HK$1,419/mo
Today · 4.125%
HK$47,723
baseline
▲ 0.50% · 4.625%
HK$50,627
+HK$2,904/mo
Deposit HK$6.56M · loan HK$9.85M · min. income ≈ HK$95,446/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,958
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,298
−HK$1,359/mo
Today · 4.125%
HK$52,657
baseline
▲ 0.50% · 4.625%
HK$55,433
+HK$2,776/mo
Deposit HK$6.56M · loan HK$9.85M · min. income ≈ HK$105,314/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,391
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,021
−HK$1,656/mo
Today · 4.125%
HK$55,677
baseline
▲ 0.50% · 4.625%
HK$59,064
+HK$3,387/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,354/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,285
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,848
−HK$1,586/mo
Today · 4.125%
HK$61,434
baseline
▲ 0.50% · 4.625%
HK$64,672
+HK$3,238/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,868/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,360
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,455
−HK$2,129/mo
Today · 4.125%
HK$71,584
baseline
▲ 0.50% · 4.625%
HK$75,940
+HK$4,356/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,168/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,937
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,947
−HK$2,039/mo
Today · 4.125%
HK$78,986
baseline
▲ 0.50% · 4.625%
HK$83,150
+HK$4,164/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,972/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,430 · Scale 2, in force from 26 Feb 2026)