LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,425
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,589
−HK$1,183/mo
Today · 4.125%
HK$39,772
baseline
▲ 0.50% · 4.625%
HK$42,192
+HK$2,420/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,544/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,635
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,752
−HK$1,132/mo
Today · 4.125%
HK$43,884
baseline
▲ 0.50% · 4.625%
HK$46,198
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,768/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,910
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,307
−HK$1,419/mo
Today · 4.125%
HK$47,726
baseline
▲ 0.50% · 4.625%
HK$50,630
+HK$2,904/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,452/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,962
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,302
−HK$1,359/mo
Today · 4.125%
HK$52,661
baseline
▲ 0.50% · 4.625%
HK$55,437
+HK$2,776/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,322/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,395
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,025
−HK$1,656/mo
Today · 4.125%
HK$55,681
baseline
▲ 0.50% · 4.625%
HK$59,069
+HK$3,388/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,362/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,289
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,852
−HK$1,586/mo
Today · 4.125%
HK$61,438
baseline
▲ 0.50% · 4.625%
HK$64,677
+HK$3,239/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,876/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,365
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,461
−HK$2,129/mo
Today · 4.125%
HK$71,590
baseline
▲ 0.50% · 4.625%
HK$75,946
+HK$4,356/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,180/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,943
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,953
−HK$2,039/mo
Today · 4.125%
HK$78,992
baseline
▲ 0.50% · 4.625%
HK$83,156
+HK$4,164/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,984/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,476 · Scale 2, in force from 26 Feb 2026)