LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,426
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,590
−HK$1,183/mo
Today · 4.125%
HK$39,773
baseline
▲ 0.50% · 4.625%
HK$42,193
+HK$2,420/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,546/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,636
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,753
−HK$1,133/mo
Today · 4.125%
HK$43,886
baseline
▲ 0.50% · 4.625%
HK$46,199
+HK$2,313/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,772/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,911
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,308
−HK$1,420/mo
Today · 4.125%
HK$47,728
baseline
▲ 0.50% · 4.625%
HK$50,632
+HK$2,904/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,456/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,963
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,303
−HK$1,360/mo
Today · 4.125%
HK$52,663
baseline
▲ 0.50% · 4.625%
HK$55,439
+HK$2,776/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,326/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,397
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,026
−HK$1,656/mo
Today · 4.125%
HK$55,682
baseline
▲ 0.50% · 4.625%
HK$59,070
+HK$3,388/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,364/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,291
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,854
−HK$1,586/mo
Today · 4.125%
HK$61,440
baseline
▲ 0.50% · 4.625%
HK$64,679
+HK$3,239/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,880/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,367
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,463
−HK$2,129/mo
Today · 4.125%
HK$71,592
baseline
▲ 0.50% · 4.625%
HK$75,948
+HK$4,356/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,184/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,945
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,955
−HK$2,039/mo
Today · 4.125%
HK$78,994
baseline
▲ 0.50% · 4.625%
HK$83,158
+HK$4,164/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,988/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,493 · Scale 2, in force from 26 Feb 2026)