LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,428
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,592
−HK$1,183/mo
Today · 4.125%
HK$39,775
baseline
▲ 0.50% · 4.625%
HK$42,195
+HK$2,420/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,550/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,638
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,755
−HK$1,132/mo
Today · 4.125%
HK$43,887
baseline
▲ 0.50% · 4.625%
HK$46,201
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,774/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,913
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,310
−HK$1,420/mo
Today · 4.125%
HK$47,730
baseline
▲ 0.50% · 4.625%
HK$50,634
+HK$2,904/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,460/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,965
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,306
−HK$1,359/mo
Today · 4.125%
HK$52,665
baseline
▲ 0.50% · 4.625%
HK$55,441
+HK$2,776/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,330/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,399
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,029
−HK$1,656/mo
Today · 4.125%
HK$55,685
baseline
▲ 0.50% · 4.625%
HK$59,073
+HK$3,388/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,370/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,293
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,856
−HK$1,586/mo
Today · 4.125%
HK$61,442
baseline
▲ 0.50% · 4.625%
HK$64,681
+HK$3,239/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,884/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,370
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,465
−HK$2,129/mo
Today · 4.125%
HK$71,594
baseline
▲ 0.50% · 4.625%
HK$75,951
+HK$4,357/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,188/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,948
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,958
−HK$2,039/mo
Today · 4.125%
HK$78,997
baseline
▲ 0.50% · 4.625%
HK$83,162
+HK$4,165/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,994/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,518 · Scale 2, in force from 26 Feb 2026)