LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,428
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,592
−HK$1,183/mo
Today · 4.125%
HK$39,775
baseline
▲ 0.50% · 4.625%
HK$42,195
+HK$2,420/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,550/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,638
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,755
−HK$1,133/mo
Today · 4.125%
HK$43,888
baseline
▲ 0.50% · 4.625%
HK$46,201
+HK$2,313/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,776/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,914
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,311
−HK$1,419/mo
Today · 4.125%
HK$47,730
baseline
▲ 0.50% · 4.625%
HK$50,634
+HK$2,904/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,460/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,966
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,306
−HK$1,359/mo
Today · 4.125%
HK$52,665
baseline
▲ 0.50% · 4.625%
HK$55,442
+HK$2,777/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,330/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,399
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,029
−HK$1,656/mo
Today · 4.125%
HK$55,685
baseline
▲ 0.50% · 4.625%
HK$59,073
+HK$3,388/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,370/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,294
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,857
−HK$1,586/mo
Today · 4.125%
HK$61,443
baseline
▲ 0.50% · 4.625%
HK$64,682
+HK$3,239/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,886/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,370
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,466
−HK$2,129/mo
Today · 4.125%
HK$71,595
baseline
▲ 0.50% · 4.625%
HK$75,952
+HK$4,357/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,190/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,949
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,959
−HK$2,039/mo
Today · 4.125%
HK$78,998
baseline
▲ 0.50% · 4.625%
HK$83,162
+HK$4,164/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,996/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,524 · Scale 2, in force from 26 Feb 2026)