LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,429
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,594
−HK$1,183/mo
Today · 4.125%
HK$39,777
baseline
▲ 0.50% · 4.625%
HK$42,197
+HK$2,420/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,554/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,640
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,757
−HK$1,132/mo
Today · 4.125%
HK$43,889
baseline
▲ 0.50% · 4.625%
HK$46,203
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,778/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,915
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,312
−HK$1,420/mo
Today · 4.125%
HK$47,732
baseline
▲ 0.50% · 4.625%
HK$50,636
+HK$2,904/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,464/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,968
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,308
−HK$1,359/mo
Today · 4.125%
HK$52,667
baseline
▲ 0.50% · 4.625%
HK$55,444
+HK$2,777/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,334/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,401
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,031
−HK$1,656/mo
Today · 4.125%
HK$55,687
baseline
▲ 0.50% · 4.625%
HK$59,076
+HK$3,389/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,374/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,296
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,859
−HK$1,586/mo
Today · 4.125%
HK$61,445
baseline
▲ 0.50% · 4.625%
HK$64,684
+HK$3,239/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,890/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,373
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,469
−HK$2,129/mo
Today · 4.125%
HK$71,598
baseline
▲ 0.50% · 4.625%
HK$75,954
+HK$4,356/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,196/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,952
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,962
−HK$2,039/mo
Today · 4.125%
HK$79,001
baseline
▲ 0.50% · 4.625%
HK$83,165
+HK$4,164/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$158,002/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,546 · Scale 2, in force from 26 Feb 2026)