LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,430
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,594
−HK$1,183/mo
Today · 4.125%
HK$39,777
baseline
▲ 0.50% · 4.625%
HK$42,197
+HK$2,420/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,554/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,640
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,757
−HK$1,133/mo
Today · 4.125%
HK$43,890
baseline
▲ 0.50% · 4.625%
HK$46,204
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,780/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,916
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,313
−HK$1,420/mo
Today · 4.125%
HK$47,733
baseline
▲ 0.50% · 4.625%
HK$50,637
+HK$2,904/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,466/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,969
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,309
−HK$1,359/mo
Today · 4.125%
HK$52,668
baseline
▲ 0.50% · 4.625%
HK$55,444
+HK$2,776/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,336/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,402
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,032
−HK$1,656/mo
Today · 4.125%
HK$55,688
baseline
▲ 0.50% · 4.625%
HK$59,076
+HK$3,388/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,376/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,297
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,860
−HK$1,586/mo
Today · 4.125%
HK$61,446
baseline
▲ 0.50% · 4.625%
HK$64,685
+HK$3,239/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,892/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,374
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,470
−HK$2,129/mo
Today · 4.125%
HK$71,599
baseline
▲ 0.50% · 4.625%
HK$75,955
+HK$4,356/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,198/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,953
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,963
−HK$2,039/mo
Today · 4.125%
HK$79,002
baseline
▲ 0.50% · 4.625%
HK$83,167
+HK$4,165/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$158,004/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,555 · Scale 2, in force from 26 Feb 2026)