LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,431
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,595
−HK$1,183/mo
Today · 4.125%
HK$39,778
baseline
▲ 0.50% · 4.625%
HK$42,199
+HK$2,421/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,556/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,641
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,758
−HK$1,133/mo
Today · 4.125%
HK$43,891
baseline
▲ 0.50% · 4.625%
HK$46,205
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,782/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,917
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,314
−HK$1,420/mo
Today · 4.125%
HK$47,734
baseline
▲ 0.50% · 4.625%
HK$50,638
+HK$2,904/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,468/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,970
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,310
−HK$1,360/mo
Today · 4.125%
HK$52,670
baseline
▲ 0.50% · 4.625%
HK$55,446
+HK$2,776/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,340/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,403
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,033
−HK$1,656/mo
Today · 4.125%
HK$55,689
baseline
▲ 0.50% · 4.625%
HK$59,078
+HK$3,389/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,378/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,298
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,862
−HK$1,586/mo
Today · 4.125%
HK$61,448
baseline
▲ 0.50% · 4.625%
HK$64,687
+HK$3,239/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,896/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,376
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,471
−HK$2,130/mo
Today · 4.125%
HK$71,601
baseline
▲ 0.50% · 4.625%
HK$75,957
+HK$4,356/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,202/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,955
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,965
−HK$2,039/mo
Today · 4.125%
HK$79,004
baseline
▲ 0.50% · 4.625%
HK$83,169
+HK$4,165/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$158,008/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,571 · Scale 2, in force from 26 Feb 2026)