LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,433
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,597
−HK$1,183/mo
Today · 4.125%
HK$39,780
baseline
▲ 0.50% · 4.625%
HK$42,200
+HK$2,420/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,560/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,643
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,760
−HK$1,133/mo
Today · 4.125%
HK$43,893
baseline
▲ 0.50% · 4.625%
HK$46,207
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,786/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,919
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,316
−HK$1,420/mo
Today · 4.125%
HK$47,736
baseline
▲ 0.50% · 4.625%
HK$50,640
+HK$2,904/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,472/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,972
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,312
−HK$1,360/mo
Today · 4.125%
HK$52,672
baseline
▲ 0.50% · 4.625%
HK$55,448
+HK$2,776/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,344/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,406
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,036
−HK$1,656/mo
Today · 4.125%
HK$55,692
baseline
▲ 0.50% · 4.625%
HK$59,081
+HK$3,389/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,384/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,301
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,864
−HK$1,586/mo
Today · 4.125%
HK$61,450
baseline
▲ 0.50% · 4.625%
HK$64,690
+HK$3,240/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,900/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,379
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,474
−HK$2,130/mo
Today · 4.125%
HK$71,604
baseline
▲ 0.50% · 4.625%
HK$75,961
+HK$4,357/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,208/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,958
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,968
−HK$2,040/mo
Today · 4.125%
HK$79,008
baseline
▲ 0.50% · 4.625%
HK$83,172
+HK$4,164/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$158,016/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,598 · Scale 2, in force from 26 Feb 2026)