LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,433
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,597
−HK$1,183/mo
Today · 4.125%
HK$39,780
baseline
▲ 0.50% · 4.625%
HK$42,201
+HK$2,421/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,560/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,644
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,761
−HK$1,133/mo
Today · 4.125%
HK$43,894
baseline
▲ 0.50% · 4.625%
HK$46,207
+HK$2,313/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,788/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,920
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,317
−HK$1,419/mo
Today · 4.125%
HK$47,736
baseline
▲ 0.50% · 4.625%
HK$50,641
+HK$2,905/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,472/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,973
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,313
−HK$1,359/mo
Today · 4.125%
HK$52,672
baseline
▲ 0.50% · 4.625%
HK$55,449
+HK$2,777/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,344/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,406
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,036
−HK$1,657/mo
Today · 4.125%
HK$55,693
baseline
▲ 0.50% · 4.625%
HK$59,081
+HK$3,388/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,386/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,301
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,865
−HK$1,586/mo
Today · 4.125%
HK$61,451
baseline
▲ 0.50% · 4.625%
HK$64,690
+HK$3,239/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,902/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,379
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,475
−HK$2,130/mo
Today · 4.125%
HK$71,605
baseline
▲ 0.50% · 4.625%
HK$75,962
+HK$4,357/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,210/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,959
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,969
−HK$2,040/mo
Today · 4.125%
HK$79,009
baseline
▲ 0.50% · 4.625%
HK$83,173
+HK$4,164/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$158,018/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,606 · Scale 2, in force from 26 Feb 2026)