LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,435
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,599
−HK$1,183/mo
Today · 4.125%
HK$39,782
baseline
▲ 0.50% · 4.625%
HK$42,203
+HK$2,421/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,564/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,646
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,763
−HK$1,133/mo
Today · 4.125%
HK$43,896
baseline
▲ 0.50% · 4.625%
HK$46,209
+HK$2,313/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,792/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,922
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,319
−HK$1,420/mo
Today · 4.125%
HK$47,739
baseline
▲ 0.50% · 4.625%
HK$50,643
+HK$2,904/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,478/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,975
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,315
−HK$1,360/mo
Today · 4.125%
HK$52,675
baseline
▲ 0.50% · 4.625%
HK$55,451
+HK$2,776/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,350/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,409
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,039
−HK$1,656/mo
Today · 4.125%
HK$55,695
baseline
▲ 0.50% · 4.625%
HK$59,084
+HK$3,389/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$111,390/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,304
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,868
−HK$1,586/mo
Today · 4.125%
HK$61,454
baseline
▲ 0.50% · 4.625%
HK$64,693
+HK$3,239/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$122,908/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,382
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,478
−HK$2,130/mo
Today · 4.125%
HK$71,608
baseline
▲ 0.50% · 4.625%
HK$75,965
+HK$4,357/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,216/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,962
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,973
−HK$2,039/mo
Today · 4.125%
HK$79,012
baseline
▲ 0.50% · 4.625%
HK$83,177
+HK$4,165/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,024/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,633 · Scale 2, in force from 26 Feb 2026)