LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,435
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,600
−HK$1,183/mo
Today · 4.125%
HK$39,783
baseline
▲ 0.50% · 4.625%
HK$42,203
+HK$2,420/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,566/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,646
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,763
−HK$1,133/mo
Today · 4.125%
HK$43,896
baseline
▲ 0.50% · 4.625%
HK$46,210
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,792/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,922
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,320
−HK$1,419/mo
Today · 4.125%
HK$47,739
baseline
▲ 0.50% · 4.625%
HK$50,644
+HK$2,905/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,478/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,976
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,316
−HK$1,360/mo
Today · 4.125%
HK$52,676
baseline
▲ 0.50% · 4.625%
HK$55,452
+HK$2,776/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,352/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,409
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,040
−HK$1,656/mo
Today · 4.125%
HK$55,696
baseline
▲ 0.50% · 4.625%
HK$59,085
+HK$3,389/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$111,392/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,305
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,869
−HK$1,586/mo
Today · 4.125%
HK$61,455
baseline
▲ 0.50% · 4.625%
HK$64,694
+HK$3,239/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$122,910/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,383
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,480
−HK$2,129/mo
Today · 4.125%
HK$71,609
baseline
▲ 0.50% · 4.625%
HK$75,966
+HK$4,357/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,218/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,963
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,974
−HK$2,040/mo
Today · 4.125%
HK$79,014
baseline
▲ 0.50% · 4.625%
HK$83,178
+HK$4,164/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,028/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,643 · Scale 2, in force from 26 Feb 2026)