LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,437
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,601
−HK$1,183/mo
Today · 4.125%
HK$39,784
baseline
▲ 0.50% · 4.625%
HK$42,205
+HK$2,421/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,568/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,648
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,765
−HK$1,133/mo
Today · 4.125%
HK$43,898
baseline
▲ 0.50% · 4.625%
HK$46,212
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,796/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,924
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,321
−HK$1,420/mo
Today · 4.125%
HK$47,741
baseline
▲ 0.50% · 4.625%
HK$50,646
+HK$2,905/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,482/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,978
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,318
−HK$1,360/mo
Today · 4.125%
HK$52,678
baseline
▲ 0.50% · 4.625%
HK$55,454
+HK$2,776/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,356/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,411
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,042
−HK$1,656/mo
Today · 4.125%
HK$55,698
baseline
▲ 0.50% · 4.625%
HK$59,087
+HK$3,389/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$111,396/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,307
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,871
−HK$1,586/mo
Today · 4.125%
HK$61,457
baseline
▲ 0.50% · 4.625%
HK$64,697
+HK$3,240/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$122,914/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,386
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,482
−HK$2,130/mo
Today · 4.125%
HK$71,612
baseline
▲ 0.50% · 4.625%
HK$75,969
+HK$4,357/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,224/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,966
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,977
−HK$2,040/mo
Today · 4.125%
HK$79,017
baseline
▲ 0.50% · 4.625%
HK$83,182
+HK$4,165/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,034/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,667 · Scale 2, in force from 26 Feb 2026)