LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,440
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,604
−HK$1,183/mo
Today · 4.125%
HK$39,787
baseline
▲ 0.50% · 4.625%
HK$42,208
+HK$2,421/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,574/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,651
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,768
−HK$1,133/mo
Today · 4.125%
HK$43,901
baseline
▲ 0.50% · 4.625%
HK$46,216
+HK$2,315/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,802/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,928
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,325
−HK$1,420/mo
Today · 4.125%
HK$47,745
baseline
▲ 0.50% · 4.625%
HK$50,650
+HK$2,905/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,490/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,981
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,322
−HK$1,360/mo
Today · 4.125%
HK$52,682
baseline
▲ 0.50% · 4.625%
HK$55,459
+HK$2,777/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,364/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,415
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,046
−HK$1,656/mo
Today · 4.125%
HK$55,702
baseline
▲ 0.50% · 4.625%
HK$59,092
+HK$3,390/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$111,404/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,312
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,876
−HK$1,586/mo
Today · 4.125%
HK$61,462
baseline
▲ 0.50% · 4.625%
HK$64,702
+HK$3,240/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$122,924/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,391
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,488
−HK$2,129/mo
Today · 4.125%
HK$71,617
baseline
▲ 0.50% · 4.625%
HK$75,975
+HK$4,358/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,234/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,972
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,983
−HK$2,040/mo
Today · 4.125%
HK$79,023
baseline
▲ 0.50% · 4.625%
HK$83,188
+HK$4,165/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,046/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,714 · Scale 2, in force from 26 Feb 2026)