LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,441
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,605
−HK$1,184/mo
Today · 4.125%
HK$39,789
baseline
▲ 0.50% · 4.625%
HK$42,210
+HK$2,421/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,578/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,652
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,769
−HK$1,134/mo
Today · 4.125%
HK$43,903
baseline
▲ 0.50% · 4.625%
HK$46,217
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,806/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,929
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,326
−HK$1,420/mo
Today · 4.125%
HK$47,746
baseline
▲ 0.50% · 4.625%
HK$50,651
+HK$2,905/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,492/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,983
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,323
−HK$1,360/mo
Today · 4.125%
HK$52,683
baseline
▲ 0.50% · 4.625%
HK$55,460
+HK$2,777/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,366/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,417
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,047
−HK$1,657/mo
Today · 4.125%
HK$55,704
baseline
▲ 0.50% · 4.625%
HK$59,093
+HK$3,389/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$111,408/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,313
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,877
−HK$1,587/mo
Today · 4.125%
HK$61,464
baseline
▲ 0.50% · 4.625%
HK$64,704
+HK$3,240/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$122,928/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,393
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,490
−HK$2,129/mo
Today · 4.125%
HK$71,619
baseline
▲ 0.50% · 4.625%
HK$75,977
+HK$4,358/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,238/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,974
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,985
−HK$2,040/mo
Today · 4.125%
HK$79,025
baseline
▲ 0.50% · 4.625%
HK$83,190
+HK$4,165/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,050/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,732 · Scale 2, in force from 26 Feb 2026)