LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,441
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,606
−HK$1,183/mo
Today · 4.125%
HK$39,789
baseline
▲ 0.50% · 4.625%
HK$42,210
+HK$2,421/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,578/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,653
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,770
−HK$1,133/mo
Today · 4.125%
HK$43,903
baseline
▲ 0.50% · 4.625%
HK$46,217
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,806/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,929
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,327
−HK$1,420/mo
Today · 4.125%
HK$47,747
baseline
▲ 0.50% · 4.625%
HK$50,652
+HK$2,905/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,494/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,983
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,324
−HK$1,360/mo
Today · 4.125%
HK$52,684
baseline
▲ 0.50% · 4.625%
HK$55,461
+HK$2,777/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,368/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,418
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,048
−HK$1,657/mo
Today · 4.125%
HK$55,705
baseline
▲ 0.50% · 4.625%
HK$59,094
+HK$3,389/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$111,410/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,314
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,878
−HK$1,587/mo
Today · 4.125%
HK$61,465
baseline
▲ 0.50% · 4.625%
HK$64,704
+HK$3,239/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$122,930/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,394
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,490
−HK$2,130/mo
Today · 4.125%
HK$71,620
baseline
▲ 0.50% · 4.625%
HK$75,978
+HK$4,358/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,240/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,975
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,986
−HK$2,040/mo
Today · 4.125%
HK$79,026
baseline
▲ 0.50% · 4.625%
HK$83,191
+HK$4,165/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,052/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,739 · Scale 2, in force from 26 Feb 2026)