LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,442
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,607
−HK$1,183/mo
Today · 4.125%
HK$39,790
baseline
▲ 0.50% · 4.625%
HK$42,211
+HK$2,421/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,580/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,654
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,771
−HK$1,133/mo
Today · 4.125%
HK$43,904
baseline
▲ 0.50% · 4.625%
HK$46,219
+HK$2,315/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,808/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,930
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,328
−HK$1,420/mo
Today · 4.125%
HK$47,748
baseline
▲ 0.50% · 4.625%
HK$50,653
+HK$2,905/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,496/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,985
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,325
−HK$1,360/mo
Today · 4.125%
HK$52,685
baseline
▲ 0.50% · 4.625%
HK$55,462
+HK$2,777/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,370/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,419
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,049
−HK$1,657/mo
Today · 4.125%
HK$55,706
baseline
▲ 0.50% · 4.625%
HK$59,095
+HK$3,389/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$111,412/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,315
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,879
−HK$1,587/mo
Today · 4.125%
HK$61,466
baseline
▲ 0.50% · 4.625%
HK$64,706
+HK$3,240/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$122,932/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,396
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,492
−HK$2,130/mo
Today · 4.125%
HK$71,622
baseline
▲ 0.50% · 4.625%
HK$75,980
+HK$4,358/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,244/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,977
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,988
−HK$2,040/mo
Today · 4.125%
HK$79,028
baseline
▲ 0.50% · 4.625%
HK$83,193
+HK$4,165/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,056/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,753 · Scale 2, in force from 26 Feb 2026)