LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,443
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,608
−HK$1,183/mo
Today · 4.125%
HK$39,791
baseline
▲ 0.50% · 4.625%
HK$42,212
+HK$2,421/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,582/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,655
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,772
−HK$1,133/mo
Today · 4.125%
HK$43,905
baseline
▲ 0.50% · 4.625%
HK$46,220
+HK$2,315/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,810/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,931
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,329
−HK$1,420/mo
Today · 4.125%
HK$47,749
baseline
▲ 0.50% · 4.625%
HK$50,654
+HK$2,905/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,498/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,986
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,326
−HK$1,360/mo
Today · 4.125%
HK$52,686
baseline
▲ 0.50% · 4.625%
HK$55,464
+HK$2,778/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,372/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,420
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,051
−HK$1,656/mo
Today · 4.125%
HK$55,707
baseline
▲ 0.50% · 4.625%
HK$59,097
+HK$3,390/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$111,414/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,317
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,881
−HK$1,586/mo
Today · 4.125%
HK$61,467
baseline
▲ 0.50% · 4.625%
HK$64,707
+HK$3,240/mo
Deposit HK$4.93M · loan HK$11.49M · min. income ≈ HK$122,934/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,397
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,494
−HK$2,130/mo
Today · 4.125%
HK$71,624
baseline
▲ 0.50% · 4.625%
HK$75,982
+HK$4,358/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,248/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,979
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,990
−HK$2,040/mo
Today · 4.125%
HK$79,030
baseline
▲ 0.50% · 4.625%
HK$83,195
+HK$4,165/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,060/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,768 · Scale 2, in force from 26 Feb 2026)