LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,446
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,611
−HK$1,184/mo
Today · 4.125%
HK$39,795
baseline
▲ 0.50% · 4.625%
HK$42,216
+HK$2,421/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,590/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,659
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,776
−HK$1,133/mo
Today · 4.125%
HK$43,909
baseline
▲ 0.50% · 4.625%
HK$46,224
+HK$2,315/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,818/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,936
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,333
−HK$1,420/mo
Today · 4.125%
HK$47,753
baseline
▲ 0.50% · 4.625%
HK$50,659
+HK$2,906/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,506/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,990
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,331
−HK$1,360/mo
Today · 4.125%
HK$52,691
baseline
▲ 0.50% · 4.625%
HK$55,469
+HK$2,778/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,382/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,425
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,056
−HK$1,656/mo
Today · 4.125%
HK$55,712
baseline
▲ 0.50% · 4.625%
HK$59,102
+HK$3,390/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,424/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,322
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,886
−HK$1,587/mo
Today · 4.125%
HK$61,473
baseline
▲ 0.50% · 4.625%
HK$64,713
+HK$3,240/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,946/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,403
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,500
−HK$2,130/mo
Today · 4.125%
HK$71,630
baseline
▲ 0.50% · 4.625%
HK$75,989
+HK$4,359/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,260/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,986
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,997
−HK$2,040/mo
Today · 4.125%
HK$79,037
baseline
▲ 0.50% · 4.625%
HK$83,203
+HK$4,166/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,074/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,825 · Scale 2, in force from 26 Feb 2026)