LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,447
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,612
−HK$1,183/mo
Today · 4.125%
HK$39,795
baseline
▲ 0.50% · 4.625%
HK$42,217
+HK$2,422/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,590/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,659
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,776
−HK$1,134/mo
Today · 4.125%
HK$43,910
baseline
▲ 0.50% · 4.625%
HK$46,224
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,820/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,936
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,334
−HK$1,420/mo
Today · 4.125%
HK$47,754
baseline
▲ 0.50% · 4.625%
HK$50,660
+HK$2,906/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,508/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,991
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,332
−HK$1,360/mo
Today · 4.125%
HK$52,692
baseline
▲ 0.50% · 4.625%
HK$55,469
+HK$2,777/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,384/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,426
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,056
−HK$1,657/mo
Today · 4.125%
HK$55,713
baseline
▲ 0.50% · 4.625%
HK$59,103
+HK$3,390/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,426/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,323
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,887
−HK$1,587/mo
Today · 4.125%
HK$61,474
baseline
▲ 0.50% · 4.625%
HK$64,714
+HK$3,240/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,948/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,404
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,501
−HK$2,130/mo
Today · 4.125%
HK$71,631
baseline
▲ 0.50% · 4.625%
HK$75,990
+HK$4,359/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,262/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,987
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,998
−HK$2,040/mo
Today · 4.125%
HK$79,038
baseline
▲ 0.50% · 4.625%
HK$83,204
+HK$4,166/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,076/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,833 · Scale 2, in force from 26 Feb 2026)