LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,449
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,614
−HK$1,183/mo
Today · 4.125%
HK$39,797
baseline
▲ 0.50% · 4.625%
HK$42,219
+HK$2,422/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,594/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,662
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,779
−HK$1,133/mo
Today · 4.125%
HK$43,912
baseline
▲ 0.50% · 4.625%
HK$46,227
+HK$2,315/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,824/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,939
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,337
−HK$1,420/mo
Today · 4.125%
HK$47,757
baseline
▲ 0.50% · 4.625%
HK$50,663
+HK$2,906/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,514/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,994
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,335
−HK$1,360/mo
Today · 4.125%
HK$52,695
baseline
▲ 0.50% · 4.625%
HK$55,472
+HK$2,777/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,390/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,428
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,059
−HK$1,657/mo
Today · 4.125%
HK$55,716
baseline
▲ 0.50% · 4.625%
HK$59,106
+HK$3,390/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,432/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,326
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,890
−HK$1,587/mo
Today · 4.125%
HK$61,477
baseline
▲ 0.50% · 4.625%
HK$64,718
+HK$3,241/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,954/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,408
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,505
−HK$2,130/mo
Today · 4.125%
HK$71,635
baseline
▲ 0.50% · 4.625%
HK$75,994
+HK$4,359/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,270/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,991
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$77,002
−HK$2,040/mo
Today · 4.125%
HK$79,042
baseline
▲ 0.50% · 4.625%
HK$83,209
+HK$4,167/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,084/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,867 · Scale 2, in force from 26 Feb 2026)