LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,449
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,614
−HK$1,184/mo
Today · 4.125%
HK$39,798
baseline
▲ 0.50% · 4.625%
HK$42,219
+HK$2,421/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,596/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,662
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,779
−HK$1,134/mo
Today · 4.125%
HK$43,913
baseline
▲ 0.50% · 4.625%
HK$46,228
+HK$2,315/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,826/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,939
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,337
−HK$1,420/mo
Today · 4.125%
HK$47,757
baseline
▲ 0.50% · 4.625%
HK$50,663
+HK$2,906/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,514/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,994
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,335
−HK$1,360/mo
Today · 4.125%
HK$52,695
baseline
▲ 0.50% · 4.625%
HK$55,473
+HK$2,778/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,390/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,429
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,060
−HK$1,657/mo
Today · 4.125%
HK$55,717
baseline
▲ 0.50% · 4.625%
HK$59,107
+HK$3,390/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,434/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,327
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,891
−HK$1,587/mo
Today · 4.125%
HK$61,478
baseline
▲ 0.50% · 4.625%
HK$64,719
+HK$3,241/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,956/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,409
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,506
−HK$2,130/mo
Today · 4.125%
HK$71,636
baseline
▲ 0.50% · 4.625%
HK$75,995
+HK$4,359/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,272/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,992
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$77,003
−HK$2,040/mo
Today · 4.125%
HK$79,043
baseline
▲ 0.50% · 4.625%
HK$83,210
+HK$4,167/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,086/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,874 · Scale 2, in force from 26 Feb 2026)