LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,450
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,615
−HK$1,183/mo
Today · 4.125%
HK$39,798
baseline
▲ 0.50% · 4.625%
HK$42,220
+HK$2,422/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,596/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,663
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,780
−HK$1,134/mo
Today · 4.125%
HK$43,914
baseline
▲ 0.50% · 4.625%
HK$46,228
+HK$2,314/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,828/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,940
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,338
−HK$1,420/mo
Today · 4.125%
HK$47,758
baseline
▲ 0.50% · 4.625%
HK$50,664
+HK$2,906/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,516/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,995
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,336
−HK$1,360/mo
Today · 4.125%
HK$52,696
baseline
▲ 0.50% · 4.625%
HK$55,474
+HK$2,778/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,392/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,430
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,061
−HK$1,657/mo
Today · 4.125%
HK$55,718
baseline
▲ 0.50% · 4.625%
HK$59,108
+HK$3,390/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,436/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,328
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,892
−HK$1,587/mo
Today · 4.125%
HK$61,479
baseline
▲ 0.50% · 4.625%
HK$64,720
+HK$3,241/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,958/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,410
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,507
−HK$2,130/mo
Today · 4.125%
HK$71,637
baseline
▲ 0.50% · 4.625%
HK$75,996
+HK$4,359/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,274/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,993
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,004
−HK$2,041/mo
Today · 4.125%
HK$79,045
baseline
▲ 0.50% · 4.625%
HK$83,211
+HK$4,166/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,090/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,886 · Scale 2, in force from 26 Feb 2026)