LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,452
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,617
−HK$1,183/mo
Today · 4.125%
HK$39,800
baseline
▲ 0.50% · 4.625%
HK$42,222
+HK$2,422/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,600/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,664
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,782
−HK$1,133/mo
Today · 4.125%
HK$43,915
baseline
▲ 0.50% · 4.625%
HK$46,230
+HK$2,315/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,830/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,942
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,340
−HK$1,420/mo
Today · 4.125%
HK$47,760
baseline
▲ 0.50% · 4.625%
HK$50,666
+HK$2,906/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$95,520/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,997
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,338
−HK$1,361/mo
Today · 4.125%
HK$52,699
baseline
▲ 0.50% · 4.625%
HK$55,476
+HK$2,777/mo
Deposit HK$6.57M · loan HK$9.85M · min. income ≈ HK$105,398/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,432
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,063
−HK$1,657/mo
Today · 4.125%
HK$55,720
baseline
▲ 0.50% · 4.625%
HK$59,111
+HK$3,391/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,440/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,330
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,895
−HK$1,587/mo
Today · 4.125%
HK$61,482
baseline
▲ 0.50% · 4.625%
HK$64,722
+HK$3,240/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,964/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,413
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,510
−HK$2,130/mo
Today · 4.125%
HK$71,640
baseline
▲ 0.50% · 4.625%
HK$75,999
+HK$4,359/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,280/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,996
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,007
−HK$2,041/mo
Today · 4.125%
HK$79,048
baseline
▲ 0.50% · 4.625%
HK$83,215
+HK$4,167/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,096/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,911 · Scale 2, in force from 26 Feb 2026)