LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,454
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,620
−HK$1,183/mo
Today · 4.125%
HK$39,803
baseline
▲ 0.50% · 4.625%
HK$42,225
+HK$2,422/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,606/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,668
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,785
−HK$1,134/mo
Today · 4.125%
HK$43,919
baseline
▲ 0.50% · 4.625%
HK$46,234
+HK$2,315/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,838/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,945
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,343
−HK$1,421/mo
Today · 4.125%
HK$47,764
baseline
▲ 0.50% · 4.625%
HK$50,670
+HK$2,906/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,528/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,001
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,342
−HK$1,361/mo
Today · 4.125%
HK$52,703
baseline
▲ 0.50% · 4.625%
HK$55,481
+HK$2,778/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,406/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,436
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,067
−HK$1,658/mo
Today · 4.125%
HK$55,725
baseline
▲ 0.50% · 4.625%
HK$59,115
+HK$3,390/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,450/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,335
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,899
−HK$1,587/mo
Today · 4.125%
HK$61,486
baseline
▲ 0.50% · 4.625%
HK$64,728
+HK$3,242/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,972/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,418
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,515
−HK$2,131/mo
Today · 4.125%
HK$71,646
baseline
▲ 0.50% · 4.625%
HK$76,005
+HK$4,359/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,292/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,002
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,013
−HK$2,041/mo
Today · 4.125%
HK$79,054
baseline
▲ 0.50% · 4.625%
HK$83,221
+HK$4,167/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,108/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,959 · Scale 2, in force from 26 Feb 2026)