LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,456
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,621
−HK$1,184/mo
Today · 4.125%
HK$39,805
baseline
▲ 0.50% · 4.625%
HK$42,227
+HK$2,422/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,610/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,669
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,787
−HK$1,133/mo
Today · 4.125%
HK$43,920
baseline
▲ 0.50% · 4.625%
HK$46,235
+HK$2,315/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,840/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$615,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,947
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,345
−HK$1,420/mo
Today · 4.125%
HK$47,765
baseline
▲ 0.50% · 4.625%
HK$50,672
+HK$2,907/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,530/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,003
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,344
−HK$1,360/mo
Today · 4.125%
HK$52,704
baseline
▲ 0.50% · 4.625%
HK$55,483
+HK$2,779/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,408/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$615,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,438
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,069
−HK$1,657/mo
Today · 4.125%
HK$55,726
baseline
▲ 0.50% · 4.625%
HK$59,117
+HK$3,391/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,452/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,337
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,901
−HK$1,588/mo
Today · 4.125%
HK$61,489
baseline
▲ 0.50% · 4.625%
HK$64,730
+HK$3,241/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,978/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,420
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,517
−HK$2,131/mo
Today · 4.125%
HK$71,648
baseline
▲ 0.50% · 4.625%
HK$76,008
+HK$4,360/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,296/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,004
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,016
−HK$2,041/mo
Today · 4.125%
HK$79,057
baseline
▲ 0.50% · 4.625%
HK$83,224
+HK$4,167/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,114/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,979 · Scale 2, in force from 26 Feb 2026)