LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,457
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,623
−HK$1,183/mo
Today · 4.125%
HK$39,806
baseline
▲ 0.50% · 4.625%
HK$42,228
+HK$2,422/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,612/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,671
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,789
−HK$1,133/mo
Today · 4.125%
HK$43,922
baseline
▲ 0.50% · 4.625%
HK$46,238
+HK$2,316/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,844/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,949
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,347
−HK$1,421/mo
Today · 4.125%
HK$47,768
baseline
▲ 0.50% · 4.625%
HK$50,674
+HK$2,906/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,536/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,005
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,346
−HK$1,361/mo
Today · 4.125%
HK$52,707
baseline
▲ 0.50% · 4.625%
HK$55,485
+HK$2,778/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,414/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,440
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,072
−HK$1,657/mo
Today · 4.125%
HK$55,729
baseline
▲ 0.50% · 4.625%
HK$59,120
+HK$3,391/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,458/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$616,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,339
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,904
−HK$1,587/mo
Today · 4.125%
HK$61,491
baseline
▲ 0.50% · 4.625%
HK$64,733
+HK$3,242/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,982/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$616,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,423
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,521
−HK$2,130/mo
Today · 4.125%
HK$71,651
baseline
▲ 0.50% · 4.625%
HK$76,011
+HK$4,360/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$143,302/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,008
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,019
−HK$2,041/mo
Today · 4.125%
HK$79,060
baseline
▲ 0.50% · 4.625%
HK$83,228
+HK$4,168/mo
Deposit HK$1.64M · loan HK$14.78M · min. income ≈ HK$158,120/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,007 · Scale 2, in force from 26 Feb 2026)