LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,461
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,626
−HK$1,184/mo
Today · 4.125%
HK$39,810
baseline
▲ 0.50% · 4.625%
HK$42,232
+HK$2,422/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,620/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,675
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,792
−HK$1,134/mo
Today · 4.125%
HK$43,926
baseline
▲ 0.50% · 4.625%
HK$46,242
+HK$2,316/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,852/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,953
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,351
−HK$1,421/mo
Today · 4.125%
HK$47,772
baseline
▲ 0.50% · 4.625%
HK$50,678
+HK$2,906/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,544/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,009
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,351
−HK$1,360/mo
Today · 4.125%
HK$52,711
baseline
▲ 0.50% · 4.625%
HK$55,490
+HK$2,779/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,422/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,445
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,076
−HK$1,658/mo
Today · 4.125%
HK$55,734
baseline
▲ 0.50% · 4.625%
HK$59,125
+HK$3,391/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,468/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$616,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,344
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,909
−HK$1,588/mo
Today · 4.125%
HK$61,497
baseline
▲ 0.50% · 4.625%
HK$64,738
+HK$3,241/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,994/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$616,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,429
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,527
−HK$2,131/mo
Today · 4.125%
HK$71,658
baseline
▲ 0.50% · 4.625%
HK$76,018
+HK$4,360/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,316/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,014
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,026
−HK$2,041/mo
Today · 4.125%
HK$79,067
baseline
▲ 0.50% · 4.625%
HK$83,235
+HK$4,168/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,134/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,060 · Scale 2, in force from 26 Feb 2026)