LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,461
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,627
−HK$1,183/mo
Today · 4.125%
HK$39,810
baseline
▲ 0.50% · 4.625%
HK$42,233
+HK$2,423/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,620/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,675
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,793
−HK$1,134/mo
Today · 4.125%
HK$43,927
baseline
▲ 0.50% · 4.625%
HK$46,242
+HK$2,315/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,854/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,954
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,352
−HK$1,421/mo
Today · 4.125%
HK$47,773
baseline
▲ 0.50% · 4.625%
HK$50,679
+HK$2,906/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,546/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,010
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,352
−HK$1,360/mo
Today · 4.125%
HK$52,712
baseline
▲ 0.50% · 4.625%
HK$55,491
+HK$2,779/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,424/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,446
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,077
−HK$1,658/mo
Today · 4.125%
HK$55,735
baseline
▲ 0.50% · 4.625%
HK$59,126
+HK$3,391/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,470/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$616,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,345
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,910
−HK$1,588/mo
Today · 4.125%
HK$61,498
baseline
▲ 0.50% · 4.625%
HK$64,739
+HK$3,241/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,996/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$616,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,430
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,528
−HK$2,131/mo
Today · 4.125%
HK$71,659
baseline
▲ 0.50% · 4.625%
HK$76,019
+HK$4,360/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,318/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,016
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,027
−HK$2,041/mo
Today · 4.125%
HK$79,068
baseline
▲ 0.50% · 4.625%
HK$83,236
+HK$4,168/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,136/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,070 · Scale 2, in force from 26 Feb 2026)