LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,462
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,628
−HK$1,183/mo
Today · 4.125%
HK$39,811
baseline
▲ 0.50% · 4.625%
HK$42,234
+HK$2,423/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,622/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,676
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,794
−HK$1,134/mo
Today · 4.125%
HK$43,928
baseline
▲ 0.50% · 4.625%
HK$46,244
+HK$2,316/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,856/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,955
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,353
−HK$1,421/mo
Today · 4.125%
HK$47,774
baseline
▲ 0.50% · 4.625%
HK$50,681
+HK$2,907/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,548/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,012
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,353
−HK$1,361/mo
Today · 4.125%
HK$52,714
baseline
▲ 0.50% · 4.625%
HK$55,492
+HK$2,778/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,428/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,447
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,079
−HK$1,657/mo
Today · 4.125%
HK$55,736
baseline
▲ 0.50% · 4.625%
HK$59,127
+HK$3,391/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,472/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$616,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,347
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,912
−HK$1,587/mo
Today · 4.125%
HK$61,499
baseline
▲ 0.50% · 4.625%
HK$64,741
+HK$3,242/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$122,998/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$616,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,432
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,530
−HK$2,131/mo
Today · 4.125%
HK$71,661
baseline
▲ 0.50% · 4.625%
HK$76,021
+HK$4,360/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,322/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,017
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,029
−HK$2,041/mo
Today · 4.125%
HK$79,070
baseline
▲ 0.50% · 4.625%
HK$83,238
+HK$4,168/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,140/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,087 · Scale 2, in force from 26 Feb 2026)