LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,463
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,628
−HK$1,184/mo
Today · 4.125%
HK$39,812
baseline
▲ 0.50% · 4.625%
HK$42,235
+HK$2,423/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,624/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,677
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,795
−HK$1,134/mo
Today · 4.125%
HK$43,929
baseline
▲ 0.50% · 4.625%
HK$46,245
+HK$2,316/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,858/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,956
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,354
−HK$1,421/mo
Today · 4.125%
HK$47,775
baseline
▲ 0.50% · 4.625%
HK$50,682
+HK$2,907/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,550/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,013
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,354
−HK$1,361/mo
Today · 4.125%
HK$52,715
baseline
▲ 0.50% · 4.625%
HK$55,493
+HK$2,778/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,430/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,448
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,080
−HK$1,657/mo
Today · 4.125%
HK$55,737
baseline
▲ 0.50% · 4.625%
HK$59,129
+HK$3,392/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,474/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$616,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,348
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,913
−HK$1,588/mo
Today · 4.125%
HK$61,501
baseline
▲ 0.50% · 4.625%
HK$64,742
+HK$3,241/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$123,002/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$616,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,433
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,531
−HK$2,131/mo
Today · 4.125%
HK$71,662
baseline
▲ 0.50% · 4.625%
HK$76,023
+HK$4,361/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,324/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,019
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,031
−HK$2,041/mo
Today · 4.125%
HK$79,072
baseline
▲ 0.50% · 4.625%
HK$83,240
+HK$4,168/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,144/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,100 · Scale 2, in force from 26 Feb 2026)