LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,464
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,629
−HK$1,184/mo
Today · 4.125%
HK$39,813
baseline
▲ 0.50% · 4.625%
HK$42,236
+HK$2,423/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$79,626/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,678
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,796
−HK$1,134/mo
Today · 4.125%
HK$43,930
baseline
▲ 0.50% · 4.625%
HK$46,246
+HK$2,316/mo
Deposit HK$8.21M · loan HK$8.21M · min. income ≈ HK$87,860/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,957
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,355
−HK$1,421/mo
Today · 4.125%
HK$47,776
baseline
▲ 0.50% · 4.625%
HK$50,683
+HK$2,907/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,552/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,014
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,355
−HK$1,361/mo
Today · 4.125%
HK$52,716
baseline
▲ 0.50% · 4.625%
HK$55,495
+HK$2,779/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,432/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,449
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,081
−HK$1,657/mo
Today · 4.125%
HK$55,738
baseline
▲ 0.50% · 4.625%
HK$59,130
+HK$3,392/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,476/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,349
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,914
−HK$1,588/mo
Today · 4.125%
HK$61,502
baseline
▲ 0.50% · 4.625%
HK$64,744
+HK$3,242/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$123,004/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,435
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,533
−HK$2,131/mo
Today · 4.125%
HK$71,664
baseline
▲ 0.50% · 4.625%
HK$76,024
+HK$4,360/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,328/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,021
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,033
−HK$2,041/mo
Today · 4.125%
HK$79,074
baseline
▲ 0.50% · 4.625%
HK$83,242
+HK$4,168/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,148/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,113 · Scale 2, in force from 26 Feb 2026)