LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,465
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,631
−HK$1,184/mo
Today · 4.125%
HK$39,815
baseline
▲ 0.50% · 4.625%
HK$42,237
+HK$2,422/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,630/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,680
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,798
−HK$1,134/mo
Today · 4.125%
HK$43,932
baseline
▲ 0.50% · 4.625%
HK$46,247
+HK$2,315/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,864/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,958
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,357
−HK$1,421/mo
Today · 4.125%
HK$47,778
baseline
▲ 0.50% · 4.625%
HK$50,685
+HK$2,907/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,556/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,016
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,357
−HK$1,361/mo
Today · 4.125%
HK$52,718
baseline
▲ 0.50% · 4.625%
HK$55,497
+HK$2,779/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,436/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,451
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,083
−HK$1,657/mo
Today · 4.125%
HK$55,740
baseline
▲ 0.50% · 4.625%
HK$59,132
+HK$3,392/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,480/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,352
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,917
−HK$1,587/mo
Today · 4.125%
HK$61,504
baseline
▲ 0.50% · 4.625%
HK$64,746
+HK$3,242/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$123,008/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,437
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,535
−HK$2,131/mo
Today · 4.125%
HK$71,666
baseline
▲ 0.50% · 4.625%
HK$76,027
+HK$4,361/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,332/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,023
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,036
−HK$2,041/mo
Today · 4.125%
HK$79,077
baseline
▲ 0.50% · 4.625%
HK$83,245
+HK$4,168/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,154/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,136 · Scale 2, in force from 26 Feb 2026)