LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,467
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,632
−HK$1,184/mo
Today · 4.125%
HK$39,816
baseline
▲ 0.50% · 4.625%
HK$42,239
+HK$2,423/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,632/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,682
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,800
−HK$1,134/mo
Today · 4.125%
HK$43,934
baseline
▲ 0.50% · 4.625%
HK$46,249
+HK$2,315/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,868/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,960
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,359
−HK$1,421/mo
Today · 4.125%
HK$47,780
baseline
▲ 0.50% · 4.625%
HK$50,687
+HK$2,907/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,560/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,018
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,359
−HK$1,361/mo
Today · 4.125%
HK$52,720
baseline
▲ 0.50% · 4.625%
HK$55,499
+HK$2,779/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,440/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,454
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,085
−HK$1,658/mo
Today · 4.125%
HK$55,743
baseline
▲ 0.50% · 4.625%
HK$59,135
+HK$3,392/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,486/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,354
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,919
−HK$1,588/mo
Today · 4.125%
HK$61,507
baseline
▲ 0.50% · 4.625%
HK$64,749
+HK$3,242/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$123,014/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,441
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,538
−HK$2,132/mo
Today · 4.125%
HK$71,670
baseline
▲ 0.50% · 4.625%
HK$76,031
+HK$4,361/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,340/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,027
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,039
−HK$2,041/mo
Today · 4.125%
HK$79,080
baseline
▲ 0.50% · 4.625%
HK$83,249
+HK$4,169/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,160/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,164 · Scale 2, in force from 26 Feb 2026)