LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,471
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,637
−HK$1,184/mo
Today · 4.125%
HK$39,821
baseline
▲ 0.50% · 4.625%
HK$42,244
+HK$2,423/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,642/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,686
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,804
−HK$1,134/mo
Today · 4.125%
HK$43,938
baseline
▲ 0.50% · 4.625%
HK$46,255
+HK$2,317/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,876/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,965
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,364
−HK$1,421/mo
Today · 4.125%
HK$47,785
baseline
▲ 0.50% · 4.625%
HK$50,693
+HK$2,908/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,570/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,024
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,365
−HK$1,361/mo
Today · 4.125%
HK$52,726
baseline
▲ 0.50% · 4.625%
HK$55,505
+HK$2,779/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,452/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,460
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,091
−HK$1,658/mo
Today · 4.125%
HK$55,749
baseline
▲ 0.50% · 4.625%
HK$59,142
+HK$3,393/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,498/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,361
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,926
−HK$1,588/mo
Today · 4.125%
HK$61,514
baseline
▲ 0.50% · 4.625%
HK$64,756
+HK$3,242/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$123,028/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,448
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,546
−HK$2,132/mo
Today · 4.125%
HK$71,678
baseline
▲ 0.50% · 4.625%
HK$76,039
+HK$4,361/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,356/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,035
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,048
−HK$2,041/mo
Today · 4.125%
HK$79,089
baseline
▲ 0.50% · 4.625%
HK$83,258
+HK$4,169/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,178/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,233 · Scale 2, in force from 26 Feb 2026)