LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,472
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,637
−HK$1,184/mo
Today · 4.125%
HK$39,821
baseline
▲ 0.50% · 4.625%
HK$42,244
+HK$2,423/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,642/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,687
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,805
−HK$1,134/mo
Today · 4.125%
HK$43,939
baseline
▲ 0.50% · 4.625%
HK$46,255
+HK$2,316/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,878/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,966
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,365
−HK$1,421/mo
Today · 4.125%
HK$47,786
baseline
▲ 0.50% · 4.625%
HK$50,693
+HK$2,907/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,572/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,024
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,366
−HK$1,361/mo
Today · 4.125%
HK$52,727
baseline
▲ 0.50% · 4.625%
HK$55,506
+HK$2,779/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,454/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,460
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,092
−HK$1,658/mo
Today · 4.125%
HK$55,750
baseline
▲ 0.50% · 4.625%
HK$59,142
+HK$3,392/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,500/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,362
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,927
−HK$1,588/mo
Today · 4.125%
HK$61,515
baseline
▲ 0.50% · 4.625%
HK$64,757
+HK$3,242/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$123,030/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,449
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,547
−HK$2,132/mo
Today · 4.125%
HK$71,679
baseline
▲ 0.50% · 4.625%
HK$76,040
+HK$4,361/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,358/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,036
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,049
−HK$2,041/mo
Today · 4.125%
HK$79,090
baseline
▲ 0.50% · 4.625%
HK$83,259
+HK$4,169/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,180/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,241 · Scale 2, in force from 26 Feb 2026)