LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,474
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,639
−HK$1,184/mo
Today · 4.125%
HK$39,823
baseline
▲ 0.50% · 4.625%
HK$42,247
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,646/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,689
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,807
−HK$1,134/mo
Today · 4.125%
HK$43,941
baseline
▲ 0.50% · 4.625%
HK$46,257
+HK$2,316/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,882/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,968
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,367
−HK$1,421/mo
Today · 4.125%
HK$47,788
baseline
▲ 0.50% · 4.625%
HK$50,696
+HK$2,908/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,576/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,027
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,368
−HK$1,361/mo
Today · 4.125%
HK$52,729
baseline
▲ 0.50% · 4.625%
HK$55,509
+HK$2,780/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,458/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,463
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,095
−HK$1,658/mo
Today · 4.125%
HK$55,753
baseline
▲ 0.50% · 4.625%
HK$59,145
+HK$3,392/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,506/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,364
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,930
−HK$1,588/mo
Today · 4.125%
HK$61,518
baseline
▲ 0.50% · 4.625%
HK$64,760
+HK$3,242/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$123,036/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,452
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,550
−HK$2,132/mo
Today · 4.125%
HK$71,682
baseline
▲ 0.50% · 4.625%
HK$76,044
+HK$4,362/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,364/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,040
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,053
−HK$2,041/mo
Today · 4.125%
HK$79,094
baseline
▲ 0.50% · 4.625%
HK$83,263
+HK$4,169/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,188/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,272 · Scale 2, in force from 26 Feb 2026)