LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,477
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,643
−HK$1,184/mo
Today · 4.125%
HK$39,827
baseline
▲ 0.50% · 4.625%
HK$42,251
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,654/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,693
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,811
−HK$1,135/mo
Today · 4.125%
HK$43,946
baseline
▲ 0.50% · 4.625%
HK$46,262
+HK$2,316/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,892/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,973
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,372
−HK$1,421/mo
Today · 4.125%
HK$47,793
baseline
▲ 0.50% · 4.625%
HK$50,701
+HK$2,908/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,586/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,032
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,373
−HK$1,362/mo
Today · 4.125%
HK$52,735
baseline
▲ 0.50% · 4.625%
HK$55,514
+HK$2,779/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,470/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,468
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,100
−HK$1,658/mo
Today · 4.125%
HK$55,758
baseline
▲ 0.50% · 4.625%
HK$59,151
+HK$3,393/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$111,516/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,370
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,936
−HK$1,588/mo
Today · 4.125%
HK$61,524
baseline
▲ 0.50% · 4.625%
HK$64,767
+HK$3,243/mo
Deposit HK$4.93M · loan HK$11.50M · min. income ≈ HK$123,048/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,459
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,557
−HK$2,132/mo
Today · 4.125%
HK$71,689
baseline
▲ 0.50% · 4.625%
HK$76,051
+HK$4,362/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,378/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,047
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,060
−HK$2,042/mo
Today · 4.125%
HK$79,102
baseline
▲ 0.50% · 4.625%
HK$83,271
+HK$4,169/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,204/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,332 · Scale 2, in force from 26 Feb 2026)