LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,478
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,644
−HK$1,184/mo
Today · 4.125%
HK$39,828
baseline
▲ 0.50% · 4.625%
HK$42,251
+HK$2,423/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,656/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,694
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,812
−HK$1,134/mo
Today · 4.125%
HK$43,946
baseline
▲ 0.50% · 4.625%
HK$46,263
+HK$2,317/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,892/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,973
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,372
−HK$1,422/mo
Today · 4.125%
HK$47,794
baseline
▲ 0.50% · 4.625%
HK$50,702
+HK$2,908/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,588/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,032
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,374
−HK$1,361/mo
Today · 4.125%
HK$52,735
baseline
▲ 0.50% · 4.625%
HK$55,515
+HK$2,780/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,470/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,469
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,101
−HK$1,658/mo
Today · 4.125%
HK$55,759
baseline
▲ 0.50% · 4.625%
HK$59,152
+HK$3,393/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,518/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,371
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,937
−HK$1,588/mo
Today · 4.125%
HK$61,525
baseline
▲ 0.50% · 4.625%
HK$64,768
+HK$3,243/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,050/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,460
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,558
−HK$2,132/mo
Today · 4.125%
HK$71,690
baseline
▲ 0.50% · 4.625%
HK$76,053
+HK$4,363/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,380/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,049
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,061
−HK$2,042/mo
Today · 4.125%
HK$79,103
baseline
▲ 0.50% · 4.625%
HK$83,273
+HK$4,170/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,206/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,342 · Scale 2, in force from 26 Feb 2026)