LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,479
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,645
−HK$1,185/mo
Today · 4.125%
HK$39,830
baseline
▲ 0.50% · 4.625%
HK$42,253
+HK$2,423/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,660/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,696
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,814
−HK$1,134/mo
Today · 4.125%
HK$43,948
baseline
▲ 0.50% · 4.625%
HK$46,265
+HK$2,317/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,896/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,975
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,374
−HK$1,422/mo
Today · 4.125%
HK$47,796
baseline
▲ 0.50% · 4.625%
HK$50,704
+HK$2,908/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,592/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,035
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,377
−HK$1,361/mo
Today · 4.125%
HK$52,738
baseline
▲ 0.50% · 4.625%
HK$55,518
+HK$2,780/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,476/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,471
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,103
−HK$1,659/mo
Today · 4.125%
HK$55,762
baseline
▲ 0.50% · 4.625%
HK$59,155
+HK$3,393/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,524/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,374
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,939
−HK$1,589/mo
Today · 4.125%
HK$61,528
baseline
▲ 0.50% · 4.625%
HK$64,771
+HK$3,243/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,056/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,463
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,562
−HK$2,132/mo
Today · 4.125%
HK$71,694
baseline
▲ 0.50% · 4.625%
HK$76,056
+HK$4,362/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,388/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,052
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,065
−HK$2,042/mo
Today · 4.125%
HK$79,107
baseline
▲ 0.50% · 4.625%
HK$83,277
+HK$4,170/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,214/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,370 · Scale 2, in force from 26 Feb 2026)