LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,481
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,646
−HK$1,185/mo
Today · 4.125%
HK$39,831
baseline
▲ 0.50% · 4.625%
HK$42,255
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,662/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,697
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,815
−HK$1,135/mo
Today · 4.125%
HK$43,950
baseline
▲ 0.50% · 4.625%
HK$46,266
+HK$2,316/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,900/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,977
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,376
−HK$1,421/mo
Today · 4.125%
HK$47,797
baseline
▲ 0.50% · 4.625%
HK$50,705
+HK$2,908/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,594/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,036
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,378
−HK$1,361/mo
Today · 4.125%
HK$52,739
baseline
▲ 0.50% · 4.625%
HK$55,519
+HK$2,780/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,478/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,473
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,105
−HK$1,658/mo
Today · 4.125%
HK$55,763
baseline
▲ 0.50% · 4.625%
HK$59,156
+HK$3,393/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,526/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,375
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,941
−HK$1,588/mo
Today · 4.125%
HK$61,529
baseline
▲ 0.50% · 4.625%
HK$64,773
+HK$3,244/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,058/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,465
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,564
−HK$2,132/mo
Today · 4.125%
HK$71,696
baseline
▲ 0.50% · 4.625%
HK$76,058
+HK$4,362/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,392/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,054
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,067
−HK$2,042/mo
Today · 4.125%
HK$79,109
baseline
▲ 0.50% · 4.625%
HK$83,279
+HK$4,170/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,218/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,388 · Scale 2, in force from 26 Feb 2026)