LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,481
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,647
−HK$1,184/mo
Today · 4.125%
HK$39,831
baseline
▲ 0.50% · 4.625%
HK$42,255
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,662/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,697
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,815
−HK$1,135/mo
Today · 4.125%
HK$43,950
baseline
▲ 0.50% · 4.625%
HK$46,266
+HK$2,316/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,900/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$616,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,977
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,376
−HK$1,421/mo
Today · 4.125%
HK$47,797
baseline
▲ 0.50% · 4.625%
HK$50,706
+HK$2,909/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$95,594/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,036
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,378
−HK$1,362/mo
Today · 4.125%
HK$52,740
baseline
▲ 0.50% · 4.625%
HK$55,520
+HK$2,780/mo
Deposit HK$6.57M · loan HK$9.86M · min. income ≈ HK$105,480/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,473
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,105
−HK$1,659/mo
Today · 4.125%
HK$55,764
baseline
▲ 0.50% · 4.625%
HK$59,157
+HK$3,393/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,528/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,376
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,941
−HK$1,589/mo
Today · 4.125%
HK$61,530
baseline
▲ 0.50% · 4.625%
HK$64,773
+HK$3,243/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,060/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,465
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,564
−HK$2,132/mo
Today · 4.125%
HK$71,696
baseline
▲ 0.50% · 4.625%
HK$76,059
+HK$4,363/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,392/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,055
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,067
−HK$2,042/mo
Today · 4.125%
HK$79,109
baseline
▲ 0.50% · 4.625%
HK$83,279
+HK$4,170/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,218/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,391 · Scale 2, in force from 26 Feb 2026)