LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,482
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,648
−HK$1,184/mo
Today · 4.125%
HK$39,832
baseline
▲ 0.50% · 4.625%
HK$42,256
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,664/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,698
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,817
−HK$1,134/mo
Today · 4.125%
HK$43,951
baseline
▲ 0.50% · 4.625%
HK$46,268
+HK$2,317/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,902/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,978
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,377
−HK$1,422/mo
Today · 4.125%
HK$47,799
baseline
▲ 0.50% · 4.625%
HK$50,707
+HK$2,908/mo
Deposit HK$6.58M · loan HK$9.86M · min. income ≈ HK$95,598/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,038
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,380
−HK$1,361/mo
Today · 4.125%
HK$52,741
baseline
▲ 0.50% · 4.625%
HK$55,521
+HK$2,780/mo
Deposit HK$6.58M · loan HK$9.86M · min. income ≈ HK$105,482/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,475
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,107
−HK$1,658/mo
Today · 4.125%
HK$55,765
baseline
▲ 0.50% · 4.625%
HK$59,159
+HK$3,394/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,530/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,378
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,943
−HK$1,589/mo
Today · 4.125%
HK$61,532
baseline
▲ 0.50% · 4.625%
HK$64,775
+HK$3,243/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,064/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,467
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,566
−HK$2,132/mo
Today · 4.125%
HK$71,698
baseline
▲ 0.50% · 4.625%
HK$76,061
+HK$4,363/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,396/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,057
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,070
−HK$2,042/mo
Today · 4.125%
HK$79,112
baseline
▲ 0.50% · 4.625%
HK$83,282
+HK$4,170/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,224/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,410 · Scale 2, in force from 26 Feb 2026)