LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,483
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,649
−HK$1,184/mo
Today · 4.125%
HK$39,833
baseline
▲ 0.50% · 4.625%
HK$42,257
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,666/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,699
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,817
−HK$1,135/mo
Today · 4.125%
HK$43,952
baseline
▲ 0.50% · 4.625%
HK$46,269
+HK$2,317/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,904/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,979
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,378
−HK$1,422/mo
Today · 4.125%
HK$47,800
baseline
▲ 0.50% · 4.625%
HK$50,708
+HK$2,908/mo
Deposit HK$6.58M · loan HK$9.86M · min. income ≈ HK$95,600/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,039
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,381
−HK$1,361/mo
Today · 4.125%
HK$52,742
baseline
▲ 0.50% · 4.625%
HK$55,522
+HK$2,780/mo
Deposit HK$6.58M · loan HK$9.86M · min. income ≈ HK$105,484/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,476
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,108
−HK$1,658/mo
Today · 4.125%
HK$55,766
baseline
▲ 0.50% · 4.625%
HK$59,160
+HK$3,394/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,532/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,379
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,944
−HK$1,589/mo
Today · 4.125%
HK$61,533
baseline
▲ 0.50% · 4.625%
HK$64,776
+HK$3,243/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,066/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,469
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,567
−HK$2,133/mo
Today · 4.125%
HK$71,700
baseline
▲ 0.50% · 4.625%
HK$76,062
+HK$4,362/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,400/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,058
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,071
−HK$2,042/mo
Today · 4.125%
HK$79,113
baseline
▲ 0.50% · 4.625%
HK$83,284
+HK$4,171/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,226/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,422 · Scale 2, in force from 26 Feb 2026)