LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,483
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,649
−HK$1,184/mo
Today · 4.125%
HK$39,833
baseline
▲ 0.50% · 4.625%
HK$42,257
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,666/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,699
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,818
−HK$1,134/mo
Today · 4.125%
HK$43,952
baseline
▲ 0.50% · 4.625%
HK$46,269
+HK$2,317/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,904/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,980
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,379
−HK$1,421/mo
Today · 4.125%
HK$47,800
baseline
▲ 0.50% · 4.625%
HK$50,709
+HK$2,909/mo
Deposit HK$6.58M · loan HK$9.86M · min. income ≈ HK$95,600/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,039
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,381
−HK$1,362/mo
Today · 4.125%
HK$52,743
baseline
▲ 0.50% · 4.625%
HK$55,523
+HK$2,780/mo
Deposit HK$6.58M · loan HK$9.86M · min. income ≈ HK$105,486/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,476
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,108
−HK$1,659/mo
Today · 4.125%
HK$55,767
baseline
▲ 0.50% · 4.625%
HK$59,160
+HK$3,393/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,534/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,379
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,945
−HK$1,588/mo
Today · 4.125%
HK$61,533
baseline
▲ 0.50% · 4.625%
HK$64,777
+HK$3,244/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,066/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,469
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,568
−HK$2,132/mo
Today · 4.125%
HK$71,700
baseline
▲ 0.50% · 4.625%
HK$76,063
+HK$4,363/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,400/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,059
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,072
−HK$2,042/mo
Today · 4.125%
HK$79,114
baseline
▲ 0.50% · 4.625%
HK$83,284
+HK$4,170/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,228/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,427 · Scale 2, in force from 26 Feb 2026)