LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,484
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,650
−HK$1,184/mo
Today · 4.125%
HK$39,834
baseline
▲ 0.50% · 4.625%
HK$42,258
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,668/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,700
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,819
−HK$1,134/mo
Today · 4.125%
HK$43,953
baseline
▲ 0.50% · 4.625%
HK$46,270
+HK$2,317/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,906/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,980
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,380
−HK$1,421/mo
Today · 4.125%
HK$47,801
baseline
▲ 0.50% · 4.625%
HK$50,710
+HK$2,909/mo
Deposit HK$6.58M · loan HK$9.86M · min. income ≈ HK$95,602/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,040
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,382
−HK$1,362/mo
Today · 4.125%
HK$52,744
baseline
▲ 0.50% · 4.625%
HK$55,524
+HK$2,780/mo
Deposit HK$6.58M · loan HK$9.86M · min. income ≈ HK$105,488/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,477
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,109
−HK$1,659/mo
Today · 4.125%
HK$55,768
baseline
▲ 0.50% · 4.625%
HK$59,161
+HK$3,393/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,536/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,380
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,946
−HK$1,588/mo
Today · 4.125%
HK$61,534
baseline
▲ 0.50% · 4.625%
HK$64,778
+HK$3,244/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,068/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,471
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,569
−HK$2,133/mo
Today · 4.125%
HK$71,702
baseline
▲ 0.50% · 4.625%
HK$76,064
+HK$4,362/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$143,404/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,060
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,073
−HK$2,043/mo
Today · 4.125%
HK$79,116
baseline
▲ 0.50% · 4.625%
HK$83,286
+HK$4,170/mo
Deposit HK$1.64M · loan HK$14.79M · min. income ≈ HK$158,232/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,439 · Scale 2, in force from 26 Feb 2026)