LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,490
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,656
−HK$1,185/mo
Today · 4.125%
HK$39,841
baseline
▲ 0.50% · 4.625%
HK$42,265
+HK$2,424/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$79,682/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,707
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,826
−HK$1,135/mo
Today · 4.125%
HK$43,961
baseline
▲ 0.50% · 4.625%
HK$46,278
+HK$2,317/mo
Deposit HK$8.22M · loan HK$8.22M · min. income ≈ HK$87,922/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$616,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,988
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,387
−HK$1,422/mo
Today · 4.125%
HK$47,809
baseline
▲ 0.50% · 4.625%
HK$50,718
+HK$2,909/mo
Deposit HK$6.58M · loan HK$9.86M · min. income ≈ HK$95,618/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,049
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,391
−HK$1,362/mo
Today · 4.125%
HK$52,753
baseline
▲ 0.50% · 4.625%
HK$55,533
+HK$2,780/mo
Deposit HK$6.58M · loan HK$9.86M · min. income ≈ HK$105,506/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$616,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,486
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,119
−HK$1,658/mo
Today · 4.125%
HK$55,777
baseline
▲ 0.50% · 4.625%
HK$59,171
+HK$3,394/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,554/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,390
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,956
−HK$1,589/mo
Today · 4.125%
HK$61,545
baseline
▲ 0.50% · 4.625%
HK$64,789
+HK$3,244/mo
Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$123,090/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,482
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,581
−HK$2,133/mo
Today · 4.125%
HK$71,714
baseline
▲ 0.50% · 4.625%
HK$76,077
+HK$4,363/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$143,428/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,073
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,087
−HK$2,042/mo
Today · 4.125%
HK$79,129
baseline
▲ 0.50% · 4.625%
HK$83,300
+HK$4,171/mo
Deposit HK$1.64M · loan HK$14.80M · min. income ≈ HK$158,258/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$616,543 · Scale 2, in force from 26 Feb 2026)